VA Jumbo Mortgage Loans Florida & We Have The Best Rates!

We know the Florida VA jumbo mortgage business and can finance easy, complex and tough deals, with the best rates possible!

VA Jumbo Mortgages offer Higher Mortgage Loan Amounts for Veterans.

  • 700 Credit Score Required.
  • Loan Amounts up to $1,094,625
  • No Down Payment on the first $424,000
  • 60% Debt to income ratio
  • Refinance Cash out up to $325,000 and up to 90% loan to value
  • 1 to 4 unit properties allowed
VA jumbo mortgages offer some of the lowest down payments, the best interest rates and higher debt to income ratios than a conventional jumbo mortgage.

What are the down payment requirements for a VA jumbo mortgage?

You simply put down 25% over the amount of $453,100, So if you found a home you wanted to purchase for $600,000 the down payment would be 25% of $175,900 or just $43,975 A lot less than a standard 20% mortgage down payment - and you are getting the full benefit of a Florida Jumbo VA Home mortgage in the amount of $556,025. 


What is a VA Jumbo Mortgage Loan?

The VA Loan became known in 1944 through the original Servicemen's Readjustment Act also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided veterans with a federally guaranteed home with no down payment. This feature was designed to provide housing and assistance for veterans and their families, and the dream of home ownership became a reality for millions of veterans. 

With more than 25 million veterans & service personnel eligible for VA financing, this loan is attractive and has many advantages. Eligibility for the VA loan is defined as Veterans who served on active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime. 


Are you a veteran or member of the U.S. military who needs a very large loan amount for your home? Great news! First Florida Financial Group LLC is proud to offer the VA Florida Jumbo loan for loan amounts up to $1,094,625.

Here's an example of a Florida VA Jumbo Loan transaction: you are an eligible veteran who has just found your dream home, and it costs $600,000. Your maximum VA home loan amount would be $453,100 with a $0 down payment. You, simply put down 25% on the amount over $453,100, which would be 25% of $175,900 or just $43,975. In effect, you're purchasing your new home with a down payment of just $43,975. Plus closing costs, a lot less than a standard 20% mortgage down payment - and you are getting the full benefit of a Florida Jumbo VA Home mortgage in the amount of $556,025. We offer some of the best VA jumbo mortgage rates available.

The Benefits of  a Florida VA Jumbo Mortgage Loan

VA Jumbo Loans are a top benefit for veterans and military personnel because it offers lower down payments, more flexible requirements and higher loan amounts than conventional loans. Financing (or refinancing) with VA loans are available for veterans and active members of the U.S. Military and spouses – even widows, as long as they haven’t remarried.

  • VA loans allow up to a 90% refinance limit – higher than most conventional loan limits.
  • No PMI when refinancing with a VA loan.
  • No prepayment penalties on VA loans.


Can you get a VA Jumbo loan to build a house?

Yes, you can we offer VA jumbo construction mortgage loans.

Can you buy land with a VA jumbo home construction mortgage loan?

Yes, you can you can purchase your lot and combine it with your VA home construction loan.

Do I need a VA construction loan Lender?

You don't need a lender in order to get a VA construction loan.

Do you have a VA approved homebuilders list?

We have a lot of builders that are on our VA approved list and if they're not on our approved list we will get them approved!

How do I get a VA jumbo one-time closing construction loan?

We offer VA one-time closing construction loans!

What are the VA new construction guidelines?

We know VA new construction underwriting guidelines inside and out.

What is the maximum VA loan amount?

The maximum VA loan amount is $1,094,625 and there is no down payment up to the first $453,100.

What are the VA jumbo loan limits by County?

The VA County Loan Limits are $453,100.

What you need to get VA jumbo home loan?

Please see our VA jumbo home loan requirements above.

What is the interest rate for a VA Jumbo home loan?

We offer the best VA home loan mortgage rates available.

What are the VA jumbo loan credit score requirements?

You must have a 700 middle credit score to qualify for VA jumbo loan.

What are today's VA jumbo loan rates?

We offer the best VA jumbo mortgage loan rates available.

What are the VA jumbo loan limits for 2016 and 2017?

The maximum VA loan amount is $1,094,625 and there is no down payment up to the first $424,100.

Can I use my VA benefits to get VA construction loan?

Yes, you can please click on the link below for more details.


We offer loans for the entire state of Florida and all of the following cities;
Monroe County Florida Cities; Big Pine Key, Islamorada, Key Colony Beach, Key Largo, Key West, Long Key, Marathon, Marathon Shores, Sugarloaf Shores, Summerland Key, and Tavernier
Collier County Florida Cities; Marco Island, Naples Golden Gate, Lee County Florida Cities: Alva, Boca Grande, Bonita Springs, Buckingham, Captiva, Cape Coral, Fort Myers, Fort Myers Beach, Lehigh Acres, Sanibel. Jacksonville, Tampa, Saint Petersburg, Hialeah, Orlando, Fort Lauderdale, Tallahassee, Hollywood, Pembroke Pines, Miami, Palm Beach, West Palm Beach, Boca Raton, Miramar, Sarasota, Gainesville, Bradenton

Got A Question?

Thanks and we look forward to working with you with your mortgage needs!

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