1% Down Payment Florida Conventional Mortgage Financing Loans, Best Rates


  • You put down 1% and the Lender will contribute 2% or $5,000 (whichever is less)*.
  • No property ownership allowed in the last 3 years.
  • Available for Condo's as well.
  • Available with no Monthly Mortgage Insurance.
  • 720+ Credit Score required.
  • 3% Seller Credit towards buyers closing costs allowed.
  • Borrower income limits may apply.
  • Lender contribution may only be applied to down payment.

Have you Been Turned Down by your Bank or Lender Because?

  • They require 10% or 20% down payment.
  • Your credit score is a little too low.
Not to worry........  We close these types of loans all the time, we know the Mortgage Business and can Close Easy, Complex and Tough Deals. We do this by utilizing our years of experience and "Outside The Box Thinking" to get buyers pre-approved for the maximum loan amount possible while keeping their down payment and closing costs as low as possible.



Why you should choose First Florida Financial Group, LLC

  • We offer same day free pre-qualifications.
  • 24-hour underwriting.
  • Loan closings in as little as 30 days. 
  • Over 50 years combined experience.
  • We work for you and only get paid when we’re successful on your behalf! In most cases, our fees are paid by the lender so our borrowers have little or no out of pocket expenses for loan origination costs.
  • We don't just offer the normal loan programs like most banks do, We offer ALL loan programs available and we offer them without the additional underwriting requirements and loan limitations that other lenders may have.    

We offer loans for the entire state of Florida and all of the following cities;
Monroe County Florida Cities; Big Pine Key, Islamorada, Key Colony Beach, Key Largo, Key West, Long Key, Marathon, Marathon Shores, Sugarloaf Shores, Summerland Key, Tavernier, Collier County Florida Cities; Marco Island, Naples Golden Gate, Alva, Boca Grande, Bonita Springs, Buckingham, Captiva, Cape Coral, Fort Myers, Fort Myers Beach, Lehigh Acres, Sanibel, Jacksonville, Tampa, Saint Petersburg, Hialeah, Orlando, Fort Lauderdale, Tallahassee, Hollywood, Pembroke Pines, Miami, Palm Beach, West Palm Beach, Boca Raton, Miramar, Sarasota, Gainesville, Bradenton.

1% Down Payment Loan
Got A Question?

Thanks and we look forward to working with you on your mortgage needs!

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First Name  *
Last Name  *
Email  *
Cell Phone  *
Loan Purpose  *
Loan Program Type: *  
Found a Property? 
Credit Self-Rating  *
Credit Score (Middle) 
Occupancy  Type*
Sales Price 
Down Payment 
Loan Amount  *
Bankruptcy  *
Best Time To Call 
Have you spoken with any of our loan officers?  *
What is their name?  *
How Did You Hear About Us?  *
Referral Person's Name?
Please Explain any Prior Short
Sales/Foreclosures & How Can We Help You?*